BANKRUPTCY
FREQUENTLY ASKED QUESTIONS
Will I ever get credit again ?
Yes – in fact most people get new credit within one year of their bankruptcy discharge
How will bankruptcy affect my credit?
Bankruptcy could affect your credit for up to seven years after filing. However, if you establish new credit and pay all of your bills on time your credit score should increase with each passing year.
Will l I ever be able to buy a house or a car again ?
Yes – if you have a steady income you will be able to buy a car within a very short time after your bankruptcy discharge. Getting a mortgage, however, will probably take three years or more.
Will I lose all of my property ?
No. The bankruptcy code gives every debtor exemptions that allow you to keep various kinds of property up to a certain value. These exemptions will be covered in detail during your initial consultation.
Can I file bankruptcy without a lawyer ?
Yes – we live in a free country. However, sections of the bankruptcy code are complex and not easily understood. There is a great deal of advice available on the internet – some of it good, some of it bad. An experienced bankruptcy lawyer will ensure that you get all of the relief to which you are entitled under bankruptcy law.
If you’re ready for a fresh start call Attorney Steve Rei – he is ready to help
WHAT DOES BANKRUPTCY COST ?
Only $1538.00***
Chapter 7 For Most Individuals & Couples Including all Costs and Fees
If your case is more complex, professional fees can run anywhere from $2,000 to $5,000 for those who are millions of dollars in debt or business owners or if you have a unique situation like tax problems or criminal cases. For most individuals, professional fees are less than $5,000. For those with a business, professional fees are usually less than $10,000. Regardless of your level of debt, the Law Office of Stephen A. Rei will do everything possible to keep our professional fees to a minimum while providing you with zealous representation.
Chapter 7 bankruptcies typically have the lowest costs. Chapter 13 bankruptcies have slightly higher costs than Chapter 7 bankruptcies. Chapter 11 bankruptcies, because of their many complexities have the highest costs. Costs include court filing fees, credit report fees, tax document fees, title search fees and lien search fees as determined by the needs of each individual filer.
AFFORDABLE BANKRUPTCY REPRESENTATION
Stephen A. Rei
Attorney At Law
205 West Venice Ave, Suite 204
Venice, Florida 34285
Licensed in Florida and Massachusetts
- Telephone: (800)273 -3731
- Fax: (888)892-2575
- Email: steverei@gmail.com
The Law Office of Attorney Stephen Rei is a debt relief agency helping people to file for bankruptcy protection under the United States Bankruptcy Code. The information presented on this website is for debtor education only. No attorney client relationship is created until you have consulted with our attorneys and a fee agreement is signed. If you have any questions, please contact our office directly for a free consultation.